Capital Enhancement

Bank Holding Company Facility

 

Strategic Capital Enhancement Without Shareholder Dilution.

Our Bank Holding Company Facility offers financial institutions a strategic alternative to raising capital, providing flexible financing options to support capital requirements.

Designed to maintain strong capital ratios, this facility helps avoid the negative effects of shareholder dilution and the high costs associated with subordinated debt.

KEY BENEFITS

Supports capital needs without diluting shareholders
Provides flexible financing options
Involves minimal covenants with a quick approval process

BANK STOCK LOANS

 

Empower Leadership to Invest in Your Institution.

Our Bank Stock Loan program enables senior leaders and major shareholders to purchase stock, providing a flexible solution for raising additional capital.

This program supports capital growth while offering competitive interest rates and customizable repayment schedules.

KEY BENEFITS

Facilitates purchases by officers or major shareholders
Provides competitive variable interest rates
Offers flexible payment schedules up to 60 months