Community banking’s value proposition is rooted in something deeper than transactions; it’s about investing in the people, nonprofit organizations, businesses, and neighborhoods we serve. The Collective Impact Giving Campaign demonstrates that Atlantic Community Bankers Bank not only understands that value but is actively helping community banks scale our impact. By working together, we amplify what we can achieve while preserving the local insight and relationships that make community banking so powerful.

When we opened the bank as a de novo in 2004, ACBB helped through a program I called ‘bank in a box’ – ACBB’s de novo bank program. Through a tri-party agreement, the team helped us clear items through a sub-account at the Fed. ACBB was integral to establishing the bank in the Fed’s sort pattern, held our initial deposits in escrow and helped us open on time.
 
Later, their lending team helped us with loan participations as we grew. We have since moved to our own Fed account, but we still use ACBB for many services, including foreign wires and, most recently, a Bank Holding Company borrowing facility.
 
ACBB has been an excellent partner from the beginning, and I would recommend them in any of these capacities to other financial institutions.